MicroFunds is the provision of financial services such as small loans, savings, insurance, and business training to very low-income individuals, particularly women. It helps them start and grow income-generating businesses, effectively combating poverty and providing critical economic opportunities.

MFIs provide financial services to micro-small and medium enterprises, especially in emerging and frontier markets. They focus on the extension of credit and can evolve into full-fledged banks offering a range of financial services. MFIs are characterized by their close relationship with clients, often necessitating in-depth analysis of clients' living conditions

Micro-credits are small loans that significantly impact the borrower. They're based on trust and individual responsibility, requiring timely repayment with interest. Micro-credits feature small sums, short maturity periods, and frequent but small rates for interest and amortization. They emphasize strong customer focus and in-depth analysis of personal living conditions.

The interest rates for microcredits are generally 2–3% per month, with an annual rate around 25%. This rate covers the MFIs' operating costs and risks, and part of it is used to cover costs for borrowing capital

Vision MicroFunds invests primarily in emerging markets across Latin America, Eastern Europe, and Asia, focusing on low-income individuals who lack the financial means to realize their entrepreneurial ideas

MicroFunds has had a significantly positive impact on global poverty. By empowering poor individuals, particularly women, to start and grow small businesses, it enables them to address their families' material needs, save money, and break the cycle of poverty for future generations.

The investment process in MicroFunds involves identifying opportunities and disbursing funds, which can take 2-4 months. The process includes a top-down approach analyzing the political and legal structures of countries, and a bottom-up approach focusing on MFIs' operations and social goals. Regular assessments of financial and social performances of MFIs are conducted to ensure the quality of investments.

MFIs provide additional security by thoroughly checking the living circumstances of micro-entrepreneurs before approving loans. They maintain close contact with clients, offer regular training and education, and manage the administrative aspects of loan issuance, which would be impractical for direct fund-to-entrepreneur transactions.

An impressive 98% of micro-entrepreneurs repay their micro-credits on time and with interest. Micro-credits are often issued to groups of people who are jointly liable for repayment, incentivizing timely repayments and fostering a strong repayment culture.